Posted by: Mike Clough

When Social Media Goes Wrong

When social media goes wrongI have written many articles on this blog about the huge benefits of using social media in marketing. So please don’t mistake this article as some type of put-down for social media. It is not. I believe that social media has leveled the playing field to some degree between big business and small business. Nonetheless, as with many great things, it can sometimes go wrong. A recent experience of mine illustrates this point so dramatically that I decided to use it as an example later on in this article.

If you have been involved in social media for any time at all, you no doubt are involved in some professional and social “groups” that have common interests to your own. LinkedIn has well over 600,000 groups, Google over 4 million and Yahoo appears to have over 17 million groups. With this many groups available, you are bound to find many that share your interests. Actually, I even started a couple of groups of my own.

Group members are people from all walks of life that share a common interest (the theme of the group). Some are men and some are women; some may be white collar while some are blue collar; some may be executives while others hold positions in the rank and file; some live in different cities and even countries; and in most cases, they are as different as they are the same. Most are social media friendly and therefore well aware of the rules and etiquette. Others are not.

Occasionally, I see people who are blatantly advertising much like you would see on Craig’s List. Most of these folks don’t know better or they wouldn’t do it as it really doesn’t work with social media. Most all group members view promotion for profit as “spamming” and it is really a turn off. Therefore, it is very ineffective and actually harms your reputation within the group. I wrote about this in “Using Social Networks for Marketing.”

Then there are those who take an extreme position at the other end of the spectrum. These well meaning (but misguided) and self-appointed “social media watch dogs” accuse others of “spamming” if they post a discussion that does not relate specifically to the core interest of the group. This is so ridiculous when you think about it. While the impetus for forming a social networking group is a common interest that is shared by members, it doesn’t mean that members aren’t interested in other things.

The notion of limiting or “censoring” group discussions to make sure they never deviate from the one common interest of the group is counterproductive to the purpose of social media. To me, one of the most powerful and desirable outcomes of social media is the way it brings people together around common interests and creates a forum for them to expand their knowledge, skills, and experience far beyond where it would be if they had not participated. When group owners or members attempt to place limits on what is being discussed in groups, it aborts this outcome. It can also lead to stagnation or, worse, a form of “ideological inbreeding”.

I had an experience recently that provides a perfect example of this problem. As a serial entrepreneur, business owner, and SCORE counselor, I like to write, publish, and post articles on this blog that support the success of the small business community. Because I am a member of 50 LinkedIn groups (the maximum allowed), I post my articles, as well any other material I feel may be of value on a regular basis.

On occasion, a group member will move my discussions to “jobs” by mistake. On another occasion, a group member intentionally moved them to “jobs” because, in their mind, they felt justified in “protecting” the group from ideas that were not specifically related to the core interest of the group. One group member was apparently so inflamed with righteous fervor that they embarked on a quest to keep the sanctity of the group “pure” and moved every single one of the articles I had ever posted in that group. This effort must have taken them quite a bit of time as I have written, published and posted over a hundred articles. Eventually, the group manager got involved and sent an email to all members threatening to boot anyone who behaved the way that group member did, as it was not in the best interest of the group.

By far, the most dramatic example of a “social media vigilante” that I have encountered so far was someone who not only accused me of “spamming” but resorted to shame and humiliation by calling me names and questioning how I could ever hope to be employed again with such a flawed character. Was this individual well intentioned? Probably. Did this individual have an impact? Probably. Did the 35,000 members of this group get any value from a discussion where one of their members insulted and assassinated the character of another member? Probably not.

Another common situation in social media where the wheels fall off is on LinkedIn when people refuse to connect with people they don’t know. This behavior puzzles me because, once again, it flies in the face of what I believe is the fundamental purpose of LinkedIn. First, there are many ways that people who know each other can connect personally and professionally other than LinkedIn. If you know someone well enough, you probably already have access to their phone number, address, and email. The biggest advantage of LinkedIn is that it can help you expand your professional network. So, it makes absolutely no sense to me to refuse to connect with someone because you don’t know them! For more information you may want to read the post, “LinkedIn, The New Business Card Exchange?

Now, I want to make sure that my point is understood. I am not suggesting that there should be no control over the type of discussions people post in LinkedIn groups or that all invitations should be accepted. The point I am making is that social media is not the place for “exclusion”, “elitism” or a “private club” mentality. To use a musical metaphor, social media is not a classical piece of music where a conductor leads musicians to play notes that have already been written, as it is a jam session where jazz musicians improvise and collaborate to create something that never existed before.

What experiences have you had where social media has gone wrong? I would love to hear from you!

If you would like to contact me, you can do so by visiting my LinkedIn page or emailing me at mike.clough@bestbizpractices.org.

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Responses

The analogy is a real estate group that meets or networks and one person walks around making sure every conversation is stricly real estate related. Otherwise, they’ll jump in to correct the members.

That’s very bad etiquette in that situation just as it is online. It’s a shame that its so much harder to correct online behaviour vs face to face.

Eric, I tend to think that in this situation, people would act differently in a face to face group. They would never act like this. When it comes to proper social media etiquette, I liken it to a cocktail party with people you do not know or do not know that well. Since the entire world is watching, I just can’t image that you would want to be the guy with the lampshade on his head or the one that starts a fight.

And in the specific bad experience I mention, the group was about jobs. My post was advice for small business that will help them grow and create more jobs. The guy missed the entire picture because he was so wrapped up in the thought that I might be spamming. By the way, as you can see, I have nothing to sell and am not promoting for profit. I just hope that something I write helps some small businesses start turning things around. Go figure. :-)

Hi Mike,
This article was very nicely written with a lot of passion, too. I would love to post it to my own blog, if that’s okay with you. It’s called “A Life in Business” – http://www.alifeinbusiness.com

As someone who is commonly referred to as “Non-Sequitor Woman” I tend to think several steps ahead of a conversation and sometimes make a leap that the others are not quite ready for. I did this once during a LinkedIn group session and was nearly immediately spanked, in front of everybody in the group. That’s just bad form. Maybe I did veer off topic, but as you stressed, this is social media, and I feel I was behaving in a social manner. I did not like the feeling of embarrassment, and I never returned to that discussion. Plus I felt resentment toward the person who had appointed themself Discussion Sheriff. Not cool! And ALMOST as bad as those Nazi skinhead types who pen poison comments at peace sites. I think you know what I mean.

P.S. Let me know if it’s okay to post your article at my blog with a link back to you.

Patty, thanks so much for taking the time to comment and adding to the value of the article.

I am not sure what you mean by “post it on your blog”. I am sure you realize that search engines penalize sites with “duplicate copy”. So, I’m not crazy about having the exact same thing on both sites. However, I am flattered that you like it and would like to use it. Therefore, I give you permission to use it if you do so as others have done in the example below:

Original post: http://bestbizpractices.org/2010/01/03/why-many-small-business-are-still-struggling/
Acceptable copy: http://www.ccassociates.com/blog/?p=504

I hope this will work for you. Again, thanks for commenting.

Mike, I agree with so many of your points, particularly the one about only accepting LinkedIn connections from someone you know. You are so right in that if you already know them, chances are you already know their phone number, email, etc. In my mind (and apparently yours) the point of belonging to sites such as LinkedIn is to connect with people you DON’T already know.

Regarding people’s behavior on social networking sites, I do not think it is ever Ok to be rude and insulting in a business environment – be it online or offline. I once worked for a company where one of the senior managers liked to SCREAM at people. The one time he screamed at me in public, I asked him if I could please speak with him in his office behind closed doors. I then respectfully told him that in my opinion, I didn’t think that screaming in an office was appropriate, however, if he felt the need to scream at me, I would appreciate it if he could do it behind closed doors and not in front of my subordinates. He never screamed at me again.

When someone is rude and insulting in an online forum, in my opinion, it is their reputation they are hurting, not the person they’re addressing. There is one professional in particular, that I had great respect for, had reached out to him outside of online forums and he was quite helpful to me. However, I recently saw his online behavior and treatment of others in a forum and POOF – that respect is gone.

As always Mike, thanks for sharing your wisdom and insights.

Freedom of expression of every one is to be respected. Of course, it has to be rightful as all rights are associated with certain duties.

Julie, thanks so much for your comments. It increases the value of our discussions here!

Mike,
Yes, that is what I had in mind. I have been learning as I go in regards to social media etiquette and best SEO practices. I can see why duplicate copy would not please the search engines. So what do you think about sites like Ezine Articles where your same article can go out to countless sites? Do you think the original writer gets penalized in SEO? Do you think that such a platform is worthwhile for the writer or not?

Well Patty, that is a good question. I don’t claim to be an SEO expert (although my blog seems to do fairly well). I have never used Ezine Articles because I have wanted my blog to be special – the only source for its content. If I am going to invest the time to write something, I want it on my blog and not on Ezine Articles. I have also never used any of their articles as it is a requirement that you post them as “duplicate copy”. I am not sure how the “duplicate copy” rule would affect the author, but I do suspect it hurts Ezine Articles site as well as the sites that use them. I doubt the Ezine cares, because of the huge amount of content and outgoing links on their site, they have plenty of positives to more than offset that factor.

I have been a guest writer for other blogs and I have used guest bloggers on my blog. But I always search the web to make sure the content is not being used elsewhere.

Mike and Patty. This is what I do when I want to reference someone’s blog/article without creating duplicate copy: http://internetmarketinghorizons.com/2010/06/mind-your-social-manners/. I actually use the idea of others often, write my own critique and link to the original article. Wish I had more time to write my own original content, but since I don’t, I put my own spin on others’ content and use that to fill in the gaps until I have the time to write my own article/post.

Thanks Julie. The way you do it is also acceptable. Thanks for sending traffic my way. I love your graphic!

Thanks again for everything.

Aloha, Mike and Julie,

The fear I had in accepting LinkedIn connections from people I did not know personally was generated by the caution LinkedIn has just before you click to accept an invitation. If there’s a way you can get all of us to collectively ask LinkedIn to remove that cautious warning, then novices like me would have been freer in accepting invitations. But your previous blog set me straight awhile ago and I’ve been accepting many more invitations.

Rude behavior is never ok. When people think they’re anonymous, tho, they let the “bad” side out. Ex: gangs, emails or other on line activity, or any social group. Don’t you agree, Julie?

Just last week, I was following a discussion in one of the groups and WordPress was brought up. Lights went off for me cuz I was having super difficult time entering data onto my WordPress site. So I entered the discussion and said it was off topic but I needed help with … Could anyone help me? 3 wonderful souls generously offered me help. The first person did say it was the subject for another topic, but he proceeded to give me the guidance I needed.

Wouldn’t it be wonderful if everybody acted so graciously?

Ruby

Social media is still a way from being tried and tested as a successful tool. There are places and circumstances where it can be successful as a business tool, however too many people are simply “jumping on the bandwagon” without thinking it thru fully and will conceivably get burned. My best advice: build a well thought out strategy first and see where social media fits. Not the other way round…

Ruby, of course you are right about LinkedIn. I have often wondered what their business plan would read like. What is their vision? When you look at Facebook, it is obvious what they are trying to do. I don’t use Facebook much and won’t until I get their security features figured out (I don’t like some of the unprofessional things my “friends” write on my wall) but I understand their vision and they have about 500 million members.

However, LinkedIn restricts you from adding pictures, writing things on other people’s wall (profile) and basically limits users to professional use but makes it very difficult to contact someone you don’t know (you may need to go through an introduction) by requiring that you know their email address. LinkedIn will actually impose sanctions if you receive five or more “I don’t know this individual” responses to your invitations to connect. They will require that you need an individual’s email address for all future invitations!

This isn’t logical to me. Maybe it is why they have only 65 million members. Don’t get me wrong, I love LinkedIn. But if they restrict networking to people who know each other, why do you need LinkedIn? There are dozens of other tools designed for that. I suspect you will see changes down the road as these companies fight for market share. The only thing I can come up with regarding the “caution notices” is that it necessary to limit their “legal” liability and exposure. With all of the murders, rapes and robberies associated with ads on Craig’s List, I am surprised they haven’t been sued (maybe they have).

In regards to rudeness and off topic (off theme) discussions, I have a post contributed by a virtual friend titled, “Rules for Attending the Social Media Marketing Party” that explains how people should behave in social networking. It likens it to a cocktail party and how you would behave there. Often times a discussion changes topics over time. If you look at a post that has 300+ comments, the topic may have changed two or three times just in a natural group conversation. This is different than someone blatantly inserting a self-promoting comment or ad in the middle of a discussion. Surely, they wouldn’t do that do that in a face to face group discussion, would they?

Neville, from my experience, I believe there is plenty of empirical evidence that social media “tools” do work, but as you point out “fail” due to a lack of a sound marketing strategy. I believe there is a difference in “social media” and “social media tools”.

The social media phenomenon is like “Web 2.0”. I think of “social media” as a term that describes of a new environment or “movement” (consumers taking control of the “message” and how and when they choose to receive it). “Social media tools” are actual “tools” for operating within in this environment or movement.

Therefore, in the broadest sense of the term, social media “tools” include more than just LinkedIn, Facebook and Twitter. They include iPods, iPhones, TiVo, DVRs, Pop-Up Blockers, and even Do-Not-Call Lists. If you can follow this line of thinking, having social media “tools” means very little if you don’t understand the environment or movement, what is happening in this cultural shift and why it is happening. Once this is understood, it is far easier to create a sound marketing strategy to capitalize on the environment or movement and you can assess which “tools” are best suited to help you accomplish this. Does this make any sense?

Sorry for the length. These comments are almost an article by themselves. :-)

Ruby, I agree that being rude is never ok – however, as we both know, there are so many people on and offline who are so we better get used to it right? I find in situations where I need a rude person to be help me with something (like in trying to get test results from a hospital for my dad right now), that when I show empathy and understanding of how “busy” they are – the rude exterior melts and all of a sudden we are “best friends”. If I don’t know need anything from that person, I avoid them LOL. In rare instances if I myself am also in a bad mood, I have to admit, I do sometimes snap back. But NEVER online or in writing.

Yes, it would be lovely if everyone was as gracious as those who helped you on LinkedIn, but again, that is not the norm. I don’t mean to sound negative – I tend to see myself as more of a realist. I had another similar situation on another site where I got into an area that wasn’t exactly off topic from the post, it was an extension of the post, but I was talking to another woman on this man’s post. He “reprimanded both of us”. I felt like I was 2 years old LOL. He wasn’t rude about it, just pointed out that his article was NOT the place for our discussion. I apologized on his article and continued the conversation “offline” with the other woman. Would you believe that I have developed mutually beneficial business relationships with both of these people?

Neville, I agree with you about “jumping on the social bandwagon”. Many people have turned it into a numbers game losing sight of the original desired result – that being increasing their bottom line. I do have to admit that I do cringe a bit every time I see that someone stops following me on Twitter – which is often. Speaking of Twitter, I believe I break some of their “rules” and my own by being selective in who I follow back. I don’t follow those with the “get rich quick schemes”. I also keep getting followers that look like women clad in skimpy clothing – some duplicate photos, and either nothing as a profile or something sketchy. I believe this would be called “spam” but I wonder why I am getting so many. Anyone else have that problem?

Mike, I can’t see how long this response is, but I would venture to guess it is at least as long as yours LOL. “Social” media encompasses such a wide range of online activity that planning and being selective in which “tools” you use is imperative or you are just spinning. Mike, as you know, I have been having trouble getting more exposure and I do still plan to implement your wonderful suggestions to me (Mike is a gem everyone), but have been SO incredibly busy that I haven’t had a chance. For me, social media marketing is effective in meeting people like Mike and the rest of you on here, and other connections I have made that lead either to clients or contacts for information-sharing and referrals.

Now, if anyone has figured out how to work a clone machine, I would be most interested in hearing all about it :)

I was mulling over the idea of duplicate content on the Internet. I was wondering what happens to your rankings if people take your content without your permission and post it to their site. Also, have you ever had the experience of seeing your content translated into another language such as Arabic, and then translated back into English? This has happened to me a couple of times, via Ezine Articles. The only thing legible is my name, and who wants their name attached to gibberish? (Apologies in advance if I am veering “off topic.” – :))

Patty, how dare you go off topic!!! (Just kidding)

Your point about duplicate copy is a valid point. I have it happen to me several times and sometimes they have even removed credits to me or my blog. I fight it for the reason you mention as well as other reasons. In fact, I started a LinkedIn group, “The Blog Zone,” primarily because of copyright infringement and plagiarism. The group has since morphed into much more with a subgroup, “Copyright Matters,” than handles that topic. But there are ways of identifying and dealing with this and they are spelled out in that subgroup. A lot of things you are talking out here are conversations also taking place in the group I mention. If you haven’t done so already, feel free to join. (I will let you in [wink]).

Yes, Julie, I, too, have had similar experiences of turning around a person with a foul attitude just by mentioning – you must be having a bad day, huh? They feel understood and treated like a person. They melt and treat you like gold. Works almost everytime in restaurants when you get a “bad” server.
Ruby

Mike;
An interesting post which has generated a great set of comments – just the kind of thing which Social Media should do – well done, Mike.
It’s been touched on by you and Neville above, but I think it’s worth repeating: the answer to many of the issues we’re talking about here is Process.

Before you leap in like a fool instead of an angel, you must think through two concepts clearly: a marketing strategy which includes your Social Media campaigns, and a Process by which you do your Social Media Marketing (SMM).

The strategy is what you are going to do, the process is how you are going to do it. Being a process bigot myself, I wrote a formal process description for our SMM activity, based on the Continuous Process Improvement philosophy of: Think, Plan, Do, Measure and Repeat. If you do this properly, the “Thinking” part helps you prevent many of the mistakes pointed our above.

I hesitate to leave a link here, but anyone wanting to read the formal process description can find it on our site in the post called, “How to Run a Social Media Marketing Campaign”. There’s also one on using Twitter, if you would like more examples.

Agree with your article completely Mike.

Another problem with social media is when men that have seen your picture fall for you and start behaving like jealous husbands. Has happened to me four times.

They don’t dare to ask you anything but when they understand that you are not interested in them they can not handle the rejection.

The last one got so angry he started a hate campaign against me on Linkedin. I don’t know him and I don’t want to know him. But he wants to take revenge on me for not giving him the attention he feels he deserves.

Must admit Caterina – never had that problem myself :).

Eric and Caterina – I have but without the hate campaign. Does anyone on this thread belong to tagged? I originally thought that it was a social/dating site but when it showed up on one of my aggregate social sites, I created a profile with just business information. Well, I think it is really a pick-up site LOL. You wouldn’t believe the stuff I get from there. I ONLY put professional information including my status which has not changed and is “looking for small business owners who need help with their marketing efforts”. Apparently no one on that site is interested in my status :). Decided to change my profile pic to one of my AND my boyfriend – thought that might do the trick. Nope. Apparently no one cares that I not only say I am in a relationship but I show I am in a relationship. Not sure if I should delete the profile (concerned about getting broken links) or just continue to I – G – N – O – R – E the emails/pokes/tags, etc. What do you think I should do? Delete it or ignore it?

Julie;
I would delete the profile and use a 301 redirect for its links to avoid having
“broken” ones.

Thanks Eric,

I am a great marketer but a bit of a techno-moron so here is a dumb question. Where do I put that 301 direct? :)

Julie;
Pondering your question, I realize that I have suggested a fix which may not be implementable by you – Sorry!
To add a 301 to someone else’s site is not going to be that easy – so my mistake. But that’s were you would have to add it – on their site at the server level – you add your link to what is sometimes known as an HTAccess File (depends on the host O/S).
So, to try and make up for my error – let me ask you this: where are these links which you fear will be broken? I would try to establish the Page Rank of these sites and see just how much SEO juice they have. You can use a tool like SEOBook for Firefox to do this (it’s one of many such Firefox plugins – so you can search for them and pick one).
For sites with low PR I would not worry about losing the links or being hit with a 404 not found when someone clicks on it. Low PR means that you’re not actually losing that much.
And finally, bear in mind that broken links will eventually go away as the search engines slowly replace their indexes.

My husband and I have a stalker in one of our Linkedin groups. He likes to send messages to our inbox every time we post a comment about any subject. He’s always informing us that our post do not meet the guidelines of Linkedin and that he is going to have us removed from the group. He is european and likes to make additional racist comments about Americans in his emails to us.
I got tired of him and sent an email back which listed the Linked in rules of posting, and he responded to me by saying,”You should hope that we never meet in person!” We both attend the groups trade show in November, so I take his comment as a menacing threat. I reported him to the organization and fully expected him to be banned from the association. Instead we received a notice through the group that he is a nominee for a prestigious award and we should vote for him!!! How do you like them apples?

Dena, that is weird, all right. I wonder why he is so interested in spending so much time on you guys. A form of flattery in a way?

Mike, you posted a little teaser to this article at LinkedIn (where I first clicked in) and now I see you have amassed many comments here at your own site. There’s a method to that “madness,” isn’t there?

Dena, this and some of the other experiences mentioned are just crazy (even scary)! I suppose that any time there is a large group of people, the odds are good that there is at least one “rotten apple in the barrel.” I hope this does not discourage people from using these valuable tools but instead causes them to become vocal when they see this obnoxious behavior by saying something in the public forum and complaining to the group manager. And I hope group owners and managers on reading this.

I can’t remember if I mentioned this in the comments above or not, but recently I publicly called out a group member (of course he had previously verbally attacked me calling me a spammer and other much worse names when I defended myself). But in this case, a member had posted a discussion in the group. This individual was the first to comment and his comment was, “Obvious a thief – notice that he uses an initial rather than his last name.” I couldn’t help myself as the flame-thrower had no picture on his profile. I called him out by name and said, “What’s does this about you who doesn’t post their picture? Why do you call people names? Does them stem from some feeling of inadequacy on your part?” I know it was not too clever. But school bullies tend to embolden me. I find I am now publicly sticking for those being picked on by other members.

Eric – thanks so much for your suggestion. I will definitely check out the PR of the site.

Dena – that is really scary but the worst part is that it doesn’t surprise me. Sad state of the world’s affairs.

Mike I seem to recall reading something about your speaking out in a forum but must have dismissed it as it is incongruous with your usual gentle nature :) Go Mike, the defender of the bullied!

I think the beauty of social media is realistically, there are no hard and fast rules of what to do/what not to do (apart from the obvious ‘manners’ bit) and that is the ‘puller’ for many people.

The challenge comes when people advise what to do with it based on what they think a person should/could/might be doing.

I read a post the other day that said don’t automate any tweets. Why? Because that person prefers to use twitter as an instant messaging tool amongst his following. That’s fine, he has ‘intention’ to use it for a particular reason and that works for him. I asked him how he measures his effectiveness on SM and the reply was “I communicate with people to build relationships further therefore it is effective for me.” Again, fine, if that is your intention.

We all ‘advertise’ covertly or overtly on the platforms. I follow blatant advertisers because I want to. If I choose that I’ve had enough I will unfollow that person.

At the end of the day, whatever your intention associated with using the platforms there is space to achieve your objectives.

Mike, I couldn’t DISAGREE with you more regarding your Linked-in statement. I generally don’t accept connections from people I don’t know, or who are not recommended or connected to me through someone I know. (FYI, my connections number about 400 currently.) The reason is because of my position: as VP Marketing at a software company that is doing well, my phone rings dozens of times a day with sales reps making cold calls, my inbox is flooded with spam, and I get a ton of Linked-in invitations from people who want to sell me something. I do NOT accept those invitations.

I thought the whole point of Linked-in was to establish your primary network, and then use that network to meet new people. It is NOT for sales reps to randomly choose people that they want to sell something to and then try to connect with them.

Just my two cents – real life experiences impinging on the theory of social media.

Patrick

Patrick, thanks for taking the time to comment. As I mentioned, I realize that there are different positions on this issue and you made it clear what camp you are in. My question to you is, “having the position you do, why even use LinkedIn?” You can use your Outlook Contacts, Goldmine, ACT and many other programs to keep track of those people you know. What these other programs do not do is allow you network virtually and expand your contacts – meet people you may have never met otherwise. This is the the advantage of LinkedIn over these other programs.

You are correct that the more people with whom you connect, the greater the opportunity for spam. But that is what spam filters and anti-spam software is for. It is also true that the more people with whom you connect the more business you can secure, because if used correctly, LinkedIn can be a fabulous marketing tool.

As far as the unwanted telephone calls, I would say that this is why we have assistants and voice mail, so we can screen our calls. I would also point out that you do not need to show your telephone number on LinkedIn. And the last point I would share, is that I personally have tried to talk to as many sales people as time would allow. Why? Well they are also calling on my competitors and you would be amazed at the amount of competitive information that I have be able to glean from salespeople.

If you keep your primary network to just those you know and trust, as a marketing VP, how to you get to someone you need who is not in the first three levels of your network? The larger your primary network, the fewer times this can happen.

But of course, we have to make our own decisions and live with the consequences (good or bad). I would just encourage people to not “throw the baby out with the bath water.”

Patrick, I am not so smart and know the absolute “right” way to do this. I just have my opinions as you have yours. It does not make either of us right or wrong. It is just that our POV is different. I am the type that will take more risks for greater opportunity. Others will settle for less opportunity in exchange for higher security.

These debates/discussions, make us all think about these things more than we would have if we didn’t discuss it. At the end of the day we all have to do what we think is right for us. I respect that!

Patrick, thanks again for taking the time to share your views.

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